THE powerful Mandalay earthquake that struck on 28 March 2025 caused damage to the homes, factories, and businesses of citizens, including civil servants, in Nay Pyi Taw Union Territory, Mandalay Region, Sagaing Region, Magway Region, Bago Region, and northeastern Shan State.

Low-interest loans with terms of three to five years will be offered using state funds to help rebuild earthquake-affected areas.

• Home and Building Reconstruction Loans (three per cent interest rate)
• Working Capital, Equipment, Water, Electricity, Solar, and Investment Loans for Micro, Small, and Medium Enterprises (MSMEs) (five per cent interest rate)
• Large Factory Renovation and Operational Loans (seven per cent interest rate)
• Temporary Loans for Construction Firms Building StateOwned Infrastructure (seven per cent interest rate)

The banks and non-bank financial institutions participating in the loan programme are AYA Bank PCL, uab Bank PCL, CB Bank PCL, Ayeyawady Farmers Development Bank, Yoma Bank, Construction, Housing & Infrastructure Development Bank, Myanmar Citizens Bank, Kanbawza Bank, Myawady Bank, Innwa Bank, Best Merchant Finance Co Ltd, and Zega Finance Co Ltd, all selected in accordance with the Standard Operating Procedure (SOP) for loans. (Details of the SOP can be found on the CBM website: www.cbm.gov.mm). It is hereby announced that businesses and individuals in earthquake-affected areas can now apply for loans through any of the participating banks and non-bank financial institutions.

Central Bank of Myanmar

17 October 2025